PJ Morrison Construction · Co. Roscommon
Building insurance work
Building repairs associated with an insurance claim, with the repair scope agreed before work starts.
Discuss your project →Work shaped around your property
Building insurance work in Cloonfad, Ballyhaunis & Co. Roscommon
If your property needs building repairs connected with an insurance claim, PJ Morrison can discuss the proposed work. Start with the damage, property location and any repair information already provided by your insurer or assessor.
The building repair and the insurance decision are separate matters. Coverage, authorisation, excesses and claim payments need to be confirmed with the insurer. A quotation for repair work does not mean that a claim has been accepted.
Where damage has affected walls, ceilings or finishes, the cause and condition of the underlying materials should be assessed before reinstatement. Drying, investigation or specialist work may need to happen before finishing trades can proceed.
A clearly agreed repair scope helps everyone understand the work included. Keep any insurer instructions, photographs and relevant reports available when discussing the quotation and start arrangements.
From first conversation to finishing touches
How your project progresses.
The details and timing depend on your property and the agreed scope. Here is the usual approach.
- 01
Gather the repair details
Share photographs and any relevant proposed scope or assessor information.
- 02
Review the property
Assess the affected areas, access and any work needed before reinstatement.
- 03
Agree the quotation
Define the repair work and exclusions. Confirm insurer requirements separately.
- 04
Confirm authorisation
Agree who is instructing and paying for the work before a start is arranged.
- 05
Carry out the repairs
Complete the agreed building and finishing work in the appropriate sequence.
- 06
Review completion
Check the agreed repairs and keep the relevant completion and payment records.
Before we begin
Your questions.
Will PJ Morrison decide whether my claim is covered?
No. Your insurer decides cover and authorisation. Discuss claim decisions and payment arrangements with the insurer or your appointed adviser.
Can repairs start immediately after damage?
That depends on safety, the cause of the damage, drying or specialist work, and any authorisation required. These points should be resolved before work starts.
Let’s talk about the next step
Tell us about your building insurance work plans.
Based in Gurteen, Cloonfad, Ballyhaunis, Co. Roscommon. Share a few details about your property and the work you have in mind.